Law Territory: Blog Law Territory: Blog Copyright by Law Territory en Law Territory Thu, 23 Jan 2020 14:59:59 -0500 Workers’ Comp: How to Identify If Your Employer Is Retaliating Against You? In California, as in most states, it is illegal for your employer to discriminate you on the sole basis that you had filed for worker’s compensation benefits. In other words, your employer cannot fire, threaten to fire, discipline or perform discriminatory acts (such as cutting hours or wages) against you for the sole basis that you had filed for workers’ comp claims.

However, it is still legal for them to do all the listed above you – fire you, discipline you, threaten or inform that they will fire you, etc. – if they have legitimate business or economic reasons to do so. For instance, if the company you’re working for is losing money, they’ll be forced to lay you off some of their employees – regardless if one filed for workers’ compensation or not.

In other words, workers’ compensation does not safeguard you from these decisions – only that, they should not be done for the sole basis that you have filed for workers’ compensation.

And this is where the tricky question begin: how will you know if his/her decisions against you are based on legitimate business reasons or because you filed for workers’ comp? This is not an easy question to answer, but we will give you pointers to know on whether or not you’re being discriminated against.

Did your boss fired you after you filed for workers’ compensation?

This is perhaps the most common pointer when considering if you are being discriminated against at, at your workplace. If you are fired after you filed for workers’ compensation, then chances are, your worker’s comp is the reason behind you’re fired.

However, this isn’t always the case – it is possible that your employer decided against you for his/her business just after you filed for workers’ compensation.

Observe your co-workers if they got the same decision (getting fired, cutting hours) as you

For instance, if your hours or wage is cut after you filed for workers’ comp, observe and ask your co-workers if their hours and/or wage is cut, too.

If you seem to be the only person who had a decreased hour or wages, chances are, this is because you filed for workers’ comp – an illegal move from your employer.

However, if some or many of your co-workers faced the same action, then maybe it’s purely a business- or economic-based decision.

Considering your co-workers’ situation is also helpful when assessing your employer’s decisions against you.

Did I do anything wrong?

Perhaps, we can simplify your assessment by simply asking yourself if there is any legitimate reason your employer decided against you.

Are you performing poorly over a certain period of time? Do you miss any work days? Have you been reported for violating company policies lately?

If your answer to one of these questions is “Yes”, then maybe, your employer does have a legitimate reason behind his decisions. However, if you are performing well, then maybe, your employer does not have any legitimate reason at all.

Ask your employer

When all else fails, simply ask your employer. But don’t ask him on whether he fired you (or other discriminatory acts) because you filed for workers’ comp. Simply ask him if you did anything wrong for him to make a decision against you.


One thing should be clear: your employer (and their insurance company) will never admit that they fired you because you filed for workers’ compensation, regardless of the truth. After all, this is illegal – hence, it will be costly for them to do so.

If you are concerned over your employer’s decision, having a great workers’ comp lawyer help you in your case. Tell your concerns to him/her and he/she will give you advice on your case.

LG Law Offices houses the best workers compensation lawyers that will help you to win your case. For more information, you may visit their website.

If you need more information about, visit – they publish great articles about our laws and regulations.

Uncategorized Editor Mon, 20 Jan 2020 23:07:25 -0500
How You Can Pick The Right Personal Injury Legal Representation Being injured by the fault of negligence of another person is an extremely frustrating position to be in. These injuries not only can impact your quality of life but it can also derail your professional career. Failure to file a lawsuit can leave you financially responsible for things like medical procedures or physical therapy to help rehab an injury. Permanent impacts of an injury can occur and can prevent you from doing something you love like running or riding a bike. Picking the right law firm to represent you in the personal injury case can allow you to get the compensation that you truly deserve. The following are tips to help you pick the right firm for your particular case as well as what to look for in a personal injury attorney.

Ask For Case Results Similar To Your Accident

Case results that the firm has won that are very similar to yours should be requested. A firm that is proud of the work that they have done for clients like you have nothing to hide. Each case is different but a firm that has been around for years will have similar injuries as well as levels of negligence. Bringing in medical information and notes from therapists/doctors can help the firm get a better idea of the case that they would make.

Ask About Cases Taken To Trial

Not all cases end with a settlement as insurance companies might opt to go to trial if they believe they can win. You might want to go to trial as you feel like you will win the verdict and the offer was not nearly enough. There are law firms that avoid trial due to lack of experience as they would rather settle to collect their fee. You might have to go to trial so you want an experienced trial lawyer representing your case.

Look For An Established Attorney In The Local Area

Finding the top Injury Lawyer San Antonio will take research to see which firms are the most established in a local area. The right attorney can lead an insurance company to settle quickly for a fair amount instead of dealing with what a trial brings. You want legal representation that demands respect and has a working relationship with the legal representation the insurance company has working the case. An attorney with very little experience in the area could have a far tougher time getting a settlement that is fair. Taking an insurance company to trial without the financial means can lead a lawyer to drop a case.

Ask About Experts They Have At Their Disposal

Experts that can help prove a case like that of an expert in kinetics analyzing an accident can be a huge help. Not just experts on the accident itself but also experts on the injuries that you have sustained can be essential in receiving fair compensation. Firms that work all kinds of cases will have a rolodex of experts that they can call upon if they find it necessary. Insurance companies do not want to pay out money for car accidents so they will try nearly anything to prove you were careless in one way or another.

Picking the right representation for your personal injury case needs to be done with care. Keep the above tips in mind as they could mean a huge difference in the compensation you receive.

Uncategorized Editor Tue, 14 Jan 2020 22:34:01 -0500
DUI Cases: The Key To Winning At Court Being charged with a DUI can be devastating towards every aspect of your life. You can lose your job, your ability to drive, and many other freedoms we enjoy every day. 

A lot of social consequences come with a DUI conviction, as well. For example, a DUI can ruin a relationship between spouses. It’s nice to think those closest to you will forgive you for your mistake, but that’s not always the case. As long as people know, you will be marked as a person who makes poor decisions. 

For these reasons, it’s important to build a strong case against a DUI conviction so you can keep your life on track.

Here’s how we do it:

DON’T Represent Yourself In Court

Because of the cost of hiring an attorney, you may be tempted to represent yourself in court. Because of everything you stand is to lose when convicted of a DUI, we recommend against this. An attorney who’s experienced representing DUI offenses is crucial. They’ll know how the local police and prosecutors operate and the exact defenses that can be applied to your case. Representing yourself in court can easily turn a bad situation into an even worse one.

Record & Track Everything 

As soon as you can after being arrested, write down everything you can recall from the time you were stopped up until the present moment.

The passage of time and the pressure of facing your accusers, a prosecutor, and judge in court can cause your memory to fog up.

No detail is unimportant. Even if you think something may not matter, it may be just what your DUI attorney needs to make a strong case.

At court, the arresting officers and prosecutor will present their version of the events. Having the facts and your side of the story straight can make a big difference.

Question Reliability of Breathalyzers & Police

If you were performed field sobriety tests like the breathalyzer test, nystagmus test, or the walk and turn test, there are many questions that can be asked of the arresting officer.

For example:

  1. Were the tests justified in the first placed? Examples of justified stops are speeding, driving unusually slow, crossing lines, or failure to stop at lights. If the stop was not considered legal, the court might actually throw out the case.
  2. Were they properly explained and assessed?
  3. Was the officer properly trained to administer and evaluate the test results in order to properly identify drunk driving?
  4. Did the arresting officer Mirandize you after deciding to arrest you? You must be informed that you have the right to remain silent, that anything you say or do can be used against you, and you have the right to an attorney.
  5. Were the tests at the stop and/or at the police station administered on properly maintained machines that give accurate and reliable data?
  6. Can the prosecutors prove you violated every element of your state’s
  7.  DUI law beyond a reasonable doubt?

It’s the job of an experienced attorney to understand all of the factors at play in your case. 

How An Attorney Can Help

If you are charged with a DUI, the best thing you can do for yourself is to contact an experienced DUI attorney. An experienced attorney will know the local judges and prosecutors and understand how to navigate the courtroom.

If you fail to understand how to present yourself favorably in court before a judge, you can get hit with harsher fines, higher costs, and longer probationary periods.

To take care of all of these aspects, you’ll need a strong Grand Rapids Criminal Defense Attorney to help you get a favorable result. You’ll know you picked the right lawyer when they can prove to you they’re well versed in DUI law AND is capable of presenting arguments in the courtroom.

Uncategorized Editor Tue, 10 Dec 2019 22:24:35 -0500
5 Tips to Choosing an Immigration Lawyer

If you are looking to emigrate to the USA you need a capable immigration lawyer, one that knows the law inside out and who will be able to help you with all your questions. There are certain things you should consider when choosing an immigration lawyer – make sure they are experts in this field is the first and most pertinent point – so here are our 5 tips on how to choose an immigration lawyer who will help you be successful in your move.

Don’t Just Go for the Cheapest

It’s tempting to talk to a few immigration lawyers and choose the one who offers you the cheapest rate. This isn’t the way to go. That lawyer may be the best choice, but until you have checked out prior experience and success rates, and got an idea of their reputation not just as a lawyer but as an immigration lawyer, you’re not ready to make that choice. After all, this is one of the most important factors in your life, so you want someone who will work hard for you.

Get a Referral

If you know of someone who has gained their green card, or you know of someone who knows of someone – if you get what we mean – then talk to them. Even in the age of digital communication, and where we have everything at our fingertips, word of mouth can be the best way of finding an immigration lawyer with the right credentials. Ask your friends to ask their friends, and you’ll find someone who has been through the process.

Now Get References

So you’ve got a referral; now is the time to talk to the lawyer and ask for references. There should be no hesitation in he or she putting you on to former clients that they have dealt with, and they should be more than happy to be open and honest about their successes and failures. Don’t move forward until you have references in your hand, and have read them carefully.

Now Talk Money

If you are satisfied with the references, have talked to the lawyer concerned and believe they will be able to do the job for you, it’s time to talk about rates. The lawyer will likely have a set rate; the norm is that they will have a cost per hour, but you might want to try and get a set fee for the procedure. Try and pin them down to either a maximum cost, or maximum hours, to keep your expenses down.

Build a Relationship

Once you have a good lawyer, one you trust and get on with in business matters, you need to keep them on your side. You will need them for further legal processes – for example, becoming a US citizen – and having the same person throughout is a bonus, so nurture your relationship as best you can.

That’s a few of the major points you need to think about, so start by asking around your friends and family, and take it from there.

Uncategorized Editor Sun, 08 Dec 2019 21:25:19 -0500
Employers and Workers’ Comp Claims. Workers’ compensation, there is a pretty good chance you have heard of it. It’s a system where an employer purchases workers’ compensation insurance so that if their employees get hurt while on the job the employees are taken care of and the employer doesn’t have to pay their bills directly out of pocket.

So why then would an employer be against an employee filing workers’ comp?

One reason an employer might not want you to file a workers’ comp claim is if they are not carrying a workers’ compensation insurance policy. If this is the case then your benefits might be paid from a special fund by the state and then charged back to the employer. This also opens up the employer to be sued by the employee.

A more common reason is that employers are worried that their workers comp insurance premium will increase. Premium amounts can be directly affected when injured workers file for benefits. How that basically works is that insurance companies have people with calculators and spreadsheets estimating the possibility of someone getting hurt at a particular business. If or when that amount of people exceeds what they estimated premiums go up.

It’s not just the estimated amount of people the insurance companies figure out, it’s also the severity of the injuries. If someone has an injury but it happened to take longer to recover or they needed multiple surgeries and the injury becomes more expensive than the insurance company thought, they then raise the premium as well.

Employers and Insurance Companies

Because their money is at stake, employers and insurance companies hire investigators and independent medical examiners to keep tabs on the injured worker who filed workers’ comp. It’s unfortunate but some employers will refuse to believe the injuries were work related or if the injury was ever valid, which is called employer bias.

Can employers or insurance companies deny my claim?

It’s unfortunate if it happens, but yes, your employer and their insurance company may try and deny your claim. If your employer or its insurance company denies your claim, or any part of it, it should inform you in writing. Typical reasons given for denying a claim are:

  • You didn't suffer a serious injury.
  • Your injury didn't take place during work, or within the scope of employment.
  • You don't need medical treatment for your injury.
  • You don't need time off work for your injury.

It’s not over yet

If you received notice that your claim has been denied, it’s time to fight back by hiring a workers’ compensation lawyer and take your case to the NYS workers’ comp board. You will need to see this through as your health depends on it. You need to make sure your medical bills are paid and that you are getting workers’ comp benefits for hours lost.

This all starts with making sure you have everything documented since your injury. You will need the documentation telling your employer you were injured on the job. You will also need to keep records of your medical treatments starting from right after you were injured. Start with the hospital, emergency room or immediate care documents and continue on collecting documentation from your doctor or any other treating physicians or specialists you have seen. It’s also a good practice to keep track of the medications you are on due to the accident.

It’s important to not stop treatment until your physician says you are completely healed or as healed as you will ever get. If you stop treatment  this gives your employer and the insurance company reason to deny your claim It’s also important to go back to work when cleared, even if the company has to find you a different level of work. For example: if you hurt your back and can no longer lift things in the warehouse, your company might find you desk work which doesn’t affect your injury. In that particular case you must return to work.

Uncategorized Editor Thu, 05 Dec 2019 22:05:31 -0500
Steps to Take After You’ve Been Pulled Over For A DUI A DUI (driving under the influence) is a serious criminal offense that has a couple of long-term consequences. The majority of DUIs are considered misdemeanors; however, should a crash occur as a result of driving while under the influence, the offense is viewed as a felony DUI. Such cases are often a result of the driver fleeing the accident scene or causing serious injury or even death due to driving while intoxicated.

If you have been stopped by a police officer on suspicion of driving while under the influence, there are several things that you could do that could help neutralize the situation a bit. Here is a look at steps you should follow when stopped on suspicion of driving while intoxicated.

  1. Find a safe spot to pull over. The police officer that asked you to pull over will be observing how and where you pull over. If you end up being arrested for driving while intoxicated, he or she will include this in their notes. If you don’t drive erratically, pull over to a safe location, or slow down too hastily, you are not doing yourself any favors.
  1. Don’t Make Any Sudden Movements. Officers are always cautious and alert and are ready to protect themselves at all times. Police are trained to approach cars from behind to ensure they have a clear view of who is inside the vehicle and what they are doing. When pulled over, make sure both of your hands are on the steering wheel in a visible manner and avoid making hasty or sudden movements.
  1. Behave Politely. If you handle the officer with politeness and respect, you might end up not being arrested. Driving under the influence cases are long and complicated and are often subject to lots of discretion on the part of the police officer investigating you on suspicion of driving while intoxicated. By not behaving with hostility or rudely, following the officer’s instructions, and being polite, you are doing yourself a huge favor.
  1. Never Answer Any Incriminating Questions. When pulled over on suspicion of driving under the influence, all that you required to do is to identify yourself and demonstrate that your car is on the road legally. As such, once you have handed over your registration and license, and maybe proof of insurance, you are not required to communicate anymore with the police officer. Never answer any questions that might incriminate you. Also, never tell a lie. Police know that people tend to incriminate themselves when they are in stressful situations. If you cannot kindly deny answering any questions, then make sure that you answer them as honestly as possible since lies could be used against you should you be arrested.
  1. Refuse Hand-Held Breathalyzer and Field Sobriety Tests. There is no legal prerequisite that you should perform a sobriety test of any kind as they are tools officers use to compile evidence against DUI suspects. However, depending on the state you are in, refusing to undergo a breathalyzer test could result in your license being temporarily suspended. However, if you are intoxicated, this point is irrelevant, and a DWI conviction will have more substantial penalties. The best thing would be to take a chemical test at the station. Kindly let the arresting officer know that you’ll gladly do so if you are arrested.
  1. Take Notes. Taking notes of everything that you can remember will help you come up with a defense strategy. Start by noting down what you were doing before driving off up through to the moment your pulled over, arrested, and all the tests you were submitted to by the arresting officer.

Source: Miami Dui Lawyer

Uncategorized Editor Wed, 13 Nov 2019 22:15:20 -0500
What is Included in a Civil Union Agreement?

When two people are in a civil union, it is a bit like a marriage because the couple has a legal relationship with one another. While the relationship is acknowledged, it is different from a marriage in several ways. Those in a civil union may have access to state benefits, but not federal benefits. For example, if one person in the relationship has passed away, the other person would not be entitled to receive spousal benefits simply because they were in a civil union and not a marriage. Same-sex couples are often in civil unions, especially in states where same-sex marriage has not been legalized. If you are in a civil union with your partner, you should consider having a civil union agreement in place to protect your legal interests.

Allocation of Property and Other Assets

Although you may expect to spend the rest of your life with your partner, feelings can change, people can grow apart, and relationships can come to an end. If your civil union does come to an end and you decide to split with your partner, you are going to want to know where your property is going, especially if you are entering the civil union with valuable assets. By having a civil union agreement in place before officially joining with your partner, you can make it clear that you would like to keep some of your assets if the relationship does not work out. If your partner agrees to this, you may both sign the agreement before moving forward in the relationship.

Spousal Support

Your civil union agreement can include details about spousal support, too. If the relationship does not work out, you may agree to providing your former spouse with a certain amount of money each month that would be known as spousal support. It is often provided to the lesser-earning spouse by the other partner. For example, you may be the breadwinner in the relationship while your partner currently stays home and takes care of your young children. If the relationship ends, your partner would likely not have the funds to support him or herself, provide for the children, or do much of anything financially, and that is when spousal support would be necessary.

Not only can your civil union agreement cover spousal support if the relationship ends, but it can also cover the amount of money you would like your partner to receive if you passed away. You may want to make sure your partner receives enough money to cover the cost of living and assorted expenses for the children if you were not around any longer because of an unexpected death.

Let a Lawyer Help You

Before getting into a civil union with your partner, meet with a lawyer to have a civil union agreement created. The agreement can cover some of the most important topics, including the allocation of property if the relationship does not work out and the amount of spousal support an individual will receive if the relationship ends or if the partner passes away unexpectedly. Because it is so important to have an agreement before getting into a civil union, you should get in touch with Giro Law today. Call our office at 201-690-1642 to discuss your situation.

Uncategorized Editor Wed, 13 Nov 2019 09:20:41 -0500
The Difficulty of Proving a Medical Malpractice Claim What is Medical Malpractice?

Medical malpractice occurs when a hospital, doctor, or medical professional fails to properly carry out their medical duties. Medical malpractice often results in an injury to a patient due to the health professional’s negligence or oversight. There are many categories of malpractice, and it could be the result of diagnosis, treatment, aftercare, or simple healthcare management.

Laws vary state to state, but there are some general principles regarding malpractice that are consistent across the nation. 

At the root of a medical malpractice claim (as with any legal claim) is proof of malpractice by the healthcare professional. As one might guess, this is the most difficult part of any medical case. 

Basic Requirements for a Claim

There are a few basic requirements to make any kind of medical malpractice claim:

A Doctor-Patient Relationship

The physician must prove that a professional relationship existed between themselves and the medical professional in question. There must be a client-patient agreement in place, namely, “informed consent” to treatment, advice, or diagnosis. This means that a doctor friend prescribing an OTC medication outside of an official doctor’s visit wouldn’t hold up in court.

A Doctor’s Negligence

This means that there must be an error or oversight. An unfavorable diagnosis or treatment that doesn’t work are not grounds for medical malpractice. There must be proof that the doctor caused some sort of harm that a competent doctor would not have. The patient has to be able to show that negligence caused the harm.

The Injury Resulted in Significant Damages

These first two requirements can be met, but if it isn’t clear the negligence resulted in significant damages, the patient can’t sue. The types of damages / harm can include physical pain, mental anguish, additional medical bills, and lost work or earning capability. Because of this, medical malpractice can play a role in workers’ compensation claims as well. 

Common Malpractice Scenarios

There are numerous medical malpractice scenarios, but here are a few of the most common:

  • Failure to diagnose: an illness left-undiagnosed that a competent doctor would have diagnosed
  • Improper treatment: a mistreatment that a competent doctor would have handled administered properly
  • Unnecessary surgery: a surgery that a competent doctor would not have administered or recommended
  • Failure to warn of known risks: a procedure or treatment that results in side affects or negative results without warning
  • Poor follow-up: injury due to lack of proper follow-up care that a competent doctor would have administered

The Difficulty in Proving Medical Malpractice

A claim begins with the plaintiff proving negligence. As with most law cases, it can be incredibly difficult to prove negligence. The three requirements for a claim discussed above are no easy task to check off, especially when the defendant often writes the medical reports that form the basis of the suit.

There are so many boxes to check and even when an almost perfect case is made, it’s not terribly difficult for a skilled lawyer to find a hole in the claim.

The good news for plaintiffs is the law recognizes how difficult this can be to make a case for medical malpractice. For that reason, a legal doctrine known as "res ipsa loquitur“ exists. Roughly translated, the phrase means “it speaks for itself.”

It implies that the plaintiff only needs to show a particular result occurred and would not have otherwise but for someone's negligence. If this speaks for itself, then the burden of proof shifts to the defendant to prove that they were not negligent. 

3 Pieces of Advice for Victims of Medical Malpractice

Bring the Case as Soon as Possible

In most states, the case must be brought forward somewhere between six months and two years from the time of the incident. This statute of limitations is really important, as the case will be dismissed if not brought forward in the appropriate timeline set by the state. 

Hang Onto Any and All Evidence

If one has any reason to believe there was any negligence in a procedure, appointment, surgery, diagnosis, or follow-up – it’s crucial to hang onto any and all evidence associated with the event. As tricky as these cases are, it’s critical not to let any upper hand be lost.

Consult Legal Counsel

This blog post is not legal counsel, but general information on the subject. Each state has different laws and requirements around medical malpractice claims, so it’s vital you seek experienced legal counsel

Uncategorized Editor Wed, 13 Nov 2019 02:43:29 -0500
Things to Consider When Hiring a Traumatic Brain Injury Attorney

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The brain is the most critical part of you. It coordinates all aspects of your body, from feelings to actions to memories. Therefore, when you get a traumatic brain injury from a blow to the head, a car crash, or fall, it can lead to a compromised life. To help you deal with the resulting issues, it is in your best interest to seek compensation.

When you get compensated for a brain injury, you can pay for the costly treatment that is often needed to heal such a severe injury. It will also help you take care of your needs until you recover as you will most likely be away from work.  

Picking the right brain injury lawyer

If you want to claim compensation for a traumatic brain injury, it is best to get a reputable attorney to represent you. You may not realize it, but getting compensation for a brain injury is not an easy thing. It often takes a team of expert lawyers with lots of experience to prove a case and get awarded compensation for a client. Therefore, trying to get compensation on your own would be an unwise choice.

When choosing a traumatic brain injury lawyer, there are a couple of things you should consider.

1. Experience

You need a lawyer with extensive knowledge of brain injury cases and a track record of winning them. If you find such an individual, you will be sure they have ;

  • A team of experts at hand to help prove your case such as doctors and investigators

  • In-depth knowledge of brain injury law necessary to win the case

  • Experience dealing with insurance companies and getting compensation from them

  • Extensive knowledge of the courts and judges that deal with brain trauma cases

When your lawyer has such experience, you can be sure your case will get the best effort, which is what you need.

2. Great reputation

It doesn't matter if a lawyer has the above points, if he is unscrupulous, you may end up losing your money even after winning your case. To avoid committing to such a lawyer, check out his or her reputation. There are two ways you can do this;

  • Check for reviews online: These days, consumers of services and goods give their reviews freely on the internet. A good brain trauma lawyer will have reviews proving this online, and so will a bad one. You can get such reviews or information from a lawyer's website, the state bar association, and review sites like Yelp.

  • Ask former clients: If your brain trauma lawyer is well-established, it will not be difficult to find a few previous clients to vouch for them. Records of their victories should be public knowledge too. If you find that information on a lawyer is hard to find, you shouldn't entrust your lawsuit to him or her.

3. Great team of lawyers and personality

A brain trauma injury lawsuit is not a short affair. These lawsuits can take years. Fighting such a case is also not a one-man pursuit. A good trauma lawyer has a great team behind them. Make sure you ask about the team behind your lawyer to see how much support you will have available before you engage them.

Also, ensure you gel with your lawyer. You need someone who is empathetic and knows how to communicate with you. Someone who listens to your issues and helps you navigate through the tough days of a court case with ease. If you find that you and your lawyers do not have a good rapport, maybe you should find another lawyer that fits your needs. A trauma case can drag on for years, and you want someone you can walk with throughout the long journey.

Last word

These are a few tips to help you find a great brain trauma lawyer. Take your time to find the right lawyer, and your battle for compensation is halfway won. Even if you are not ready to go to court, you may still need some legal advice from an experienced lawyer on how to handle your injury. Contact a lawyer today and start the ball rolling on your compensation case!

Uncategorized Editor Mon, 11 Nov 2019 22:45:47 -0500
Estate Planning: What is it and Why is it Important?

Estate planning is one of the most important things an individual can do for his or her family. Though it's not always clearly understood, most individuals do feel like they should do something to protect their families and assets in the future. Understanding what estate planning really is and why it matters makes it easier to take the steps necessary to secure your estate.

What is Estate Planning?

Simply put, estate planning is the process of preparing specific decisions about your property and your relationships for a day when you're no longer around to make those decisions on your own. When the vast majority of people think about estate planning, they tend to think about drafting a will — a document that details how your property will be disposed of and that might handle certain issues like guardianship or custody. In reality, estate planning covers a wide range of different documents and can deal with issues as varied as who gets custody of a pet or what will happen to a major business when its founder passes away.

Why it Matters

Drafting an estate plan is important because it's the only method through which you can exercise some control over your estate once you pass away. These documents actually carry legal weight, so you'll be able to make decisions about what happens to your property after you pass away. Perhaps more importantly, it allows you to provide some degree of care for those who are most important to you even after you are gone. Whether you're looking to ensure that your spouse is provided for or that your children are properly cared for, you'll do it through an estate plan.

Without one of these plans, your estate will be divided up as per the laws of your state. This means that your spouse and/or your heirs receive specific portions of your estate regardless of what you might have wanted when you were alive. Though this might be acceptable to some, those who have larger estates or who have more specific needs might not be quite so happy to let the state make the decisions for them.

How to Get Started

It actually doesn't take very much to get started with estate planning. In fact, the most important thing that you can do is to have a strong idea of how you want to dispose of your estate and what kind of guardianship and/or custody arrangements you'll need to make for any minor children. While sitting down to think about this is not always the most pleasant activity, it is vital for those who want to leave behind an orderly estate.

Once you are comfortable discussing a plan, it's time to visit an established attorney who specializes in estate planning. Estate Planning Attorneys in Daytona Beach will not only help you through the process of drafting a will or creating a trust, but he or she will also help you to understand the various options that you might have for your estate. A good attorney does much more than just filing paperwork — he or she is your most vital resource when planning for your estate's future. Any questions you have can be answered by a lawyer, and he or she can also ensure that the plans you make are recorded in a form that makes them more likely to be followed.

It's always wise to start estate planning sooner rather than later. The more time you have to establish a plan, the more options you can explore. With the right legal help, you can set up your estate to be as helpful as possible to those who you leave behind.

Uncategorized Editor Thu, 24 Oct 2019 10:51:36 -0400
Valiente Law Educates Florida Residents About State Firearms Laws At Valiente Law, we’ve prepared an infographic to shed light on Florida’s firearms laws and the consequences of a conviction for weapons charges. Our experienced criminal defense attorneys are highly regarded for helping our clients enforce their gun rights and defending them against weapons violations.

A Primer on Florida Weapons Charges

Floridians enjoy the right to bear arms under both the state and federal constitutions. Nonetheless, the state has strict firearms laws and being charged with a weapons violation is a serious matter; a conviction can have lasting repercussions.  

Weapons violations in Florida can be charged as misdemeanors or felonies, depending on the facts of the case. Common weapons violations in Florida include:

  • Unlawful possession of a firearm
  • Unlawful discharge of a firearm
  • Illegal sale of a firearm/gun trafficking
  • Carrying a concealed firearm
  • Possession of a stolen firearm
  • Manufacturing of firearms

In short, it is illegal for certain individuals to own or possess firearms in the state, such as:

  • Minors under the age of 16
  • Convicted felons whose civil rights have not been restored
  • Individuals deemed mentally incompetent or addicted to drugs by the court

While concealed carry permits are not difficult to obtain in Florida, carrying a concealed weapon without a permit is unlawful. If the weapon was a firearm, this offense is considered a third degree felony.

Other serious weapons violations under Florida include illegally selling or manufacturing firearms or using a weapon during the commission of a crime. Additionally, minimum mandatory prison sentences can be imposed for certain weapons violations under Florida’s 10-20-Life law.

As our infographic shows, a conviction for weapons charges in Florida can have serious consequences, even more so if other criminal offenses are involved. If you have been charged with illegal possession of a firearm, a concealed carry violation, gun trafficking or any other weapons offense, you need an aggressive criminal defense attorney in your corner.

The Informed Choice in Florida Firearms Law and Weapons Violations

While gun rights enjoy broader protections in Florida than many other states, a conviction for a weapons violation can result in fines, imprisonment, and the loss of your civil rights. The best way to defend yourself against weapons charges and enforce your gun rights is to consult an experienced criminal defense attorney.

Valiente Law has a proven history of successfully defending our clients against state and federal weapons charges. Our experienced criminal defense attorneys leverage their knowledge and skill to mount aggressive defenses against weapons charges.

Attorney Bio

After his graduation from American University’s Washington College of Law, Miami attorney Antonio F. Valiente, Esq. began his legal career at the Miami-Dade Public Defender’s Office. Between his time at the Public Defender’s Office & since founding Valiente Law, he’s tried over 50 felony jury trials as lead counsel, dozens of misdemeanor jury trials, taken over one thousand depositions, & dozens of juvenile trials/adjudicatory hearings. Mr. Valiente’s experience encompasses everything from minor traffic-related misdemeanors to serious first-degree murder charges. Since 2015, Mr. Valiente has expanded his practice to handle property insurance matters – primarily first party claims, post-hurricane losses, and assignment of benefits claims. Having the opportunity to work with & learn from some of the best and most experienced property insurance attorneys in the State, Mr. Valiente now provides his property insurance clients – mainly homeowners and emergency remediation companies – with the same excellent representation he is known for providing his client’s accused of state & federal criminal offenses.

Uncategorized Editor Thu, 22 Aug 2019 17:05:16 -0400
Steps to Take After a Car Accident Steps to Take After a Car Accident

A car accident is a terrifying experience for anyone, but if you’re not prepared it can be even worse. That’s because you find yourself suddenly faced with a whole bunch of different problems that you need to resolve, and no idea just how to do it. But it doesn’t have to be as hard as all that. You just have to know the right steps to follow.

  1. Make Sure Everyone is All Right

The physical safety of everyone involved in the car accident should be your number one priority. Make sure that you and anyone else in your vehicle are okay and then check on the people in the other vehicles involved. If there are serious injuries or any injuries that need medical attention make sure that you jump to step 3 right away and take care of the people involved. The rest can wait.

  1. Evaluate the Accident

In some cases the accident may have been minor. You might have a scrape on your vehicle or you may have no damage at all. In these cases it is up to you and the other driver to decide what you’re going to do. In a more serious accident it’s important that you evaluate the vehicles and that you proceed to step

  1. Call 911

In minor accidents where there is little or no damage and you and the other party are not planning to report the accident for insurance purposes, you don’t need to call 911. If you are planning to report the car accident to your insurance company, however, you must get a police report. This means calling and having an officer report and evaluate the situation.

  1. Be Clear and Concise

Tell the officer what happened and what the damages are. This includes any injuries that you or the other people in your vehicle have suffered as well as any damages to the vehicle itself. Point out any areas where damage is visible. The officer should take down your statement and take photographs of all injuries or damage.

  1. Get Insurance and Police Report Information

Talk with the other driver to get their license and insurance information to report to your car insurance company. Make sure you also get all the information you can about the police report that will be filed. This will generally take a day or more to be completed, but the officer should have the report number available immediately.

  1. Clear the Scene

It seems like tow truck drivers always know when there’s an accident where they might be needed. If your vehicle is not drivable talk with the tow truck driver at the scene or call your own to get your vehicle removed. If your insurance company has a specific company they deal with try to have them come to pick up your vehicle. If the vehicle is drivable you should be able to remove it. Make sure the officer investigating has completed everything they need before removing the vehicle.

  1. Contact Your Insurance Company

It’s crucial that (if you have insurance) you contact your insurance company as soon as possible after the accident. As soon as you have left the scene you should let your insurance company know what happened and you should make sure they know the report number for the car accident, all of the information necessary and where your vehicle can be found. They will need to review all of this information to make a decision on what your policy covers.

  1. Take Care of Yourself

Once all of the adrenaline from the accident has cleared your system and you’ve taken care of the major tasks necessary it’s time to just take a moment to relax. Being in a car accident is stressful even when it doesn’t cause you physical injury. So taking a little time to let that stress out and to calm yourself down is important as you continue through the process of dealing with the accident.

Uncategorized Editor Tue, 23 Jul 2019 22:33:32 -0400
Traffic ticket attorneys: What they do and other essential information In the modern age, it is all about speed and in these busy day to day lives, even the most law-abiding citizen ends up committing a traffic infraction. Several traffic rule violations might give you a ticket. The more tickets you accumulate, the more points on your license.

When it is about traffic offenses, there are simple ones, and then there are the complicated ones that might even lead to a jail term and crippling penalties. The simple violations include speeding, parking in the wrong spot, running the red light, and driving an impaired vehicle. However, if you are caught driving under the influence or the hit and run, then the consequences are much severe.

This is where the traffic attorney comes in. Search online for your local Long Island traffic lawyer if you get charged with a traffic violation or infraction. Make sure to check the reputation of your expert before you hire.

When do you need a traffic ticket attorney?

Yes, it is quite right that not every infraction or violation needs the traffic ticket attorney. Not every case goes to court, and not every fine can be remitted. There are infractions like the parking ticket where you need to pay the fine. In such cases hiring a lawyer is futile and will cost you more than the fine itself.

However, there are other serious offenses where expert legal help is a great idea. It is economical as well since some of the fines for serious offenses can be crippling to the savings account. We have compiled a list of all the infractions for which you will need a traffic lawyer.

  • In case of tickets for speeding
  • In case of reckless driving
  • Accumulation of outstanding warrants for the non-payment of tickets
  • Caught driving an uninsured vehicle
  • Caught driving without a license (revoked/suspended included
  • In the case of hit and run cases
  • Leaving the scene of the accident involved in
  • Violations of lane changing
  • DUI
  • Arrest warrants for multiple unpaid traffic infractions

It is imperative to best possible on-court representation if and when such severe cases move to the court. Consult a traffic attorney right now to prepare better.

About the cost of a traffic attorney

Traffic attorneys generally charge at an hourly rate for the court representation. Consultation fees are subject to individual attorneys. In case of the more straightforward issues involving paperwork, there are flat rates. Establish the rate upfront with your lawyer.

Keep your expectations real

If you have been involved in an accident due to your negligence or been caught while committing a traffic infraction, then you will be served a fine and a ticket. Depending on the severity of the violation, you might even face jail time. The attorney is the only solution but keep your expectations real. Yes, you are better equipped to deal your side with legal help, but there are no guarantees. However, in most cases, a lawyer can keep a conviction off the license and reduce the sentence.

Uncategorized Editor Tue, 16 Jul 2019 08:44:14 -0400
What to do to build a strong case against a hit and run accident? Car accidents are common in the US and attract severe penalties for offenders across different regions, including Arizona. However, of the different types of cases of personal injury, hit and run accidents can be a little tricky to deal with because of the legal complications. Arizona alone reported more than 5,000 hit-and-run cases in 2017, of which 2,900 cases involved injuries, 64 fatalities, etc. Many also included claims of property damages. If you are a victim of a hit and run accident in Tucson, Arizona, you can qualify for compensation that covers your medical expenses, lost income, and the emotional and physical sufferings, etc. But for this, you would have to take care of a few things.

As per the state law, the drivers who are a part of a car accident that resulted in injury, damage or death should give their full contact details along with the registered car number. The driver should show his driving license to the victim. Also, he should help the injured people and call the police at 911. Failing to do any of these can cause the guilty to face misdemeanor or felony charges depending on the circumstances. Here are a few crucial points that can come in handy for you as a victim of hit and run case.

Things to do after the accident happens

Write down the details

If the driver has left the spot, it’s a criminal offense. But as a victim, you have to keep in mind the details to help the police to trace the whereabouts of the escaping driver. Recall the license plate number and the appearance of the car and its driver. Please note it down somewhere to avoid any confusion or clouding of thoughts. Also, written records will carry more weight in front of the police. So, when, where, and what time the accident occurred is critical to write down. Also, mention the traffic and weather conditions at that time.

Contact the police

Get in touch with the police as soon as possible and be straightforward when it comes to reporting the accident.

Collect evidence

Speak to the people who saw the accident and the car. You must take down their complete contact details so that your personal injury lawyer can reach out to them when required. Also, don’t forget to click pictures of the spot, the wrecked vehicle, and your injuries. It will be better if you can also capture the photo of the fleeing car.

Take medical help

Whether or not your injuries are minor, you should meet a doctor immediately and get the treatment done. Sometimes, accident symptoms take time to show up due to the shock that you went through in a hit and run case. Also, you would need proof of the injuries sustained from the accident to claim for compensation.

Once you take care of all these aspects, get in touch with a well-known Tucson accident injury attorney for assistance. The accident lawyer can help find the driver from the clues you provide. Also, there will be video surveillance of the location to arrest the absconding driver. As soon as the police and lawyer get the driver, you can submit an insurance claim against the other party to cover the damages you suffered. Just make sure you don’t speak to an insurance firm before taking advice from your attorney.

Uncategorized Editor Tue, 16 Jul 2019 08:43:51 -0400
Learn about the things that you need to do after you get into a car crash Sometimes, even after being careful, you may face a vehicle accident because you did not anticipate that suddenly a car from the opposite direction would emerge and the two vehicles would collide. Such an incident can take you a few seconds to recollect and compose yourself due to the shock. You may not understand in that situation what to do. But God forbids if something like that occurs, you should have some prior awareness of how to deal with such unfortunate circumstance. Here are a few easy tips that can prove useful during that time.

Steps to follow during a motor collision

  • You first need to check yourself and the co-passengers for injuries. In case you notice any physical damage, contact 911 for help.
  • If you and others (if any) are fine and the car is also in operational condition, then push it off the road to a safe place. Standing in a busy or active traffic lane can be dangerous for you and your car also.
  • Switch on all the hazard lights of your vehicle for clear visibility, and check on the other driver for injuries. Calling 911 is critical if the driver has sustained any physical harm.
  • Check the cars for damage and click some pictures.
  • Take a snapshot of insurance, car ownership, driving license and other such documents that you and other driver have.
  • You don’t have to inform police if combined damage to both the vehicles is below $2,000. However, in case the amount exceeds this, and the cars are operable, then you should drive to a police division.
  • Another essential thing is that you should notify your insurance company immediately. Otherwise, you may not get your claim.

However, it's critical to note that the situation can take an ugly turn if the accident involves a case of impaired or distracted driving. Both these are a criminal offence in Brampton. An example of inattentive driving can involve the use of a handheld device for talking, emailing, texting, or dialling while driving. The case of impaired driving refers to an incident where the driver is guilty of riding a vehicle under the influence of alcohol or drug. If 100ml of blood contains a trace of more than 80 mg of alcohol, then it becomes an event of a criminal offence. The person who does not give a breath sample to the police when asked can also face a criminal charge.

Getting rid of these events cannot be easy or possible without the help of a qualified criminal lawyer. So, by chance you get yourself into any such situation, contact a trustworthy criminal lawyer Brampton immediately. An experienced lawyer knows how to deal with such cases and defend their clients. He can also guide you precisely what to do and what not to do to avoid further gravity in the matter.

Drunk driving is mainly a severe crime everywhere in Ontario, and can cause you high penalties. The state laws are strict, and hence, you have to treat them with equal seriousness. Only with the help of a lawyer, you can expect to save yourself from the severity of the consequences.

Uncategorized Editor Tue, 16 Jul 2019 08:43:15 -0400
Fired from the job? Important things to learn about severance pay The provincial employment rules in Ontario mandate that the employee should get a termination letter, termination pay, or both if he or she has not resigned from the job themselves; it is the employer's decision. However, to qualify for that, the professional has to be in the company for at least three months in a row and should not have any misconduct charges against him or her. There can be a few more exceptions also, which only an employment lawyer can tell you precisely.

Besides, there is another thing that a fired employee is entitled to receive, i.e., severance pay. If your employer has forced you to quit the job, you can ask for it. However, there are a lot of considerations that can contribute to a decision in your favour, such as the nature of your job, your experience in the field, how old you are, and the condition of the job market, etc. Your lawyer can assist you and your employer with an amicable negotiation.

Here are a few points that you should be aware of regarding severance pay.

Situations when severance pay is applicable

Your entitlement to severance pay depends on the following factors:

  • The company hired you for 5 or more years on the job
  • The employer pays $2.5 million in salaries
  • The company is removing 50 or more professionals within six months due to a problem in business

You get severance in case your employer dismisses you from the service without there has been an issue of misconduct from your end. Or, it's constructive dismissal. Another scenario can be where your employer asks you to quit for 35 weeks or more within 52 weeks. The layoff has occurred due to business shut-down, or you resign as per the statutory notice period serving two weeks of notice after your employer gives you a termination notice.

Things to keep in mind under such a scenario

  • Don’t accept the severance offer immediately after your dismissal from the job. Talk to your spouse and an employment advocate about how to negotiate it better.
  • The employer can propose you severance pay for the numbers of years you served the company. The amount can be less or more. But there is no assurance you will get it. So, always look for negotiation.
  • You can negotiate for health benefits as it is critical for Canadians. The employer may not extend medical coverage after termination period.
  • You can opt for total severance payment in one go. If you choose this, the employer can give you the lump sum amount after some deductions. It can be a favourable choice if you have confidence that you can get a new job soon. However, if you don't go with complete payment, then you would need to inform your previous employer as soon as you find another employment somewhere.
  • If you get career counselling in your package, do take advantage of this opportunity as it can expose you to new networks, and learning atmosphere.

Since this process can include a lot of paperwork and assessment of different employment clauses, taking help from a reputable law firm in Mississauga is recommendable.

Uncategorized Editor Tue, 16 Jul 2019 08:42:44 -0400
Do you think that a personal injury lawyer will take an interest in your case? At times, attorneys do not want to accept cases. People keep on wondering the reasons behind this. After getting injured, certainly, you will certainly think that hiring a lawyer will help you to get the compensation you deserve. But you may end up finding that no professional injury lawyer is interested in taking up your case. In order to understand the situations where a personal injury lawyer would deny your case, continue reading this article.

A lawyer can deny from taking up your case. A personal injury lawyer may not show interest in taking up your case at all due to several reasons. We have enlisted some of the common reasons below for your convenience:

No severe injury

Most of the times, criminal lawyers get to hear from victims "I could have been killed". But it is not actually an element of damage that could be submitted to the jury.

Legal damages need to be proven to ensure that you get compensation accordingly. Speculative damages will not lead you to anywhere.

When it is a question of personal injury case, it is important to prove that you are badly hurt due to the incident. If the injuries are not major, a lawyer may pass the case because the monetary compensation will be quite minimal.

You sound like already discussing your case with several other lawyers.

It is essential for victims of personal injury to choose the right attorney for the case. He needs to look for experience, qualification and subject area of the lawyer before hiring him. But sometimes, cases are directly turned down by lawyers when the clients appear to be looking to choose someone on the basis of the feedback he receives on the case value.

Moreover, if your case is dropped or released by another law firm, a personal injury lawyer will think several times from the aspect of unreasonable expectation and liability before taking it.

The economic reality related to pursuing your case

Usually, the cases are taken by personal injury attorneys on a contingency fees basis. Sound business judgment needs to be present in the lawyer while taking cases. This includes the time he needs to allot to a case, expected fee as well as the expenses for developing the case. It is really essential for an attorney to consider whether the amount he is getting from the client worth the effort and time he needs to spend in handling the case. The most successful and experienced an attorney is, the higher the fee becomes. From this perspective, defence lawyers now prefer to charge an hourly basis. The client also needs to pay the upfront expenses for handling the case, and the lawyer needs to be paid irrespective of the final decision of the case.

If you want to know more about situations where injury lawyers prefer not to take the cases of the clients, stay tuned to us. We will provide you with the latest updates about law and related information. You can check out with Personal Injury Lawyers Perth for your case.

Uncategorized Editor Tue, 16 Jul 2019 08:42:08 -0400
What to ask a bankruptcy lawyer before you avail their services? What worries most a person is his or her financial condition, and that's why you don't feel surprised when a study informs you that humans spend almost 3.5 hours every day per week thinking about it. And when you realize you are edging the verge of bankruptcy; the gravity of the matter becomes more intense. No doubt, it can be the most overwhelming situation for you, but you can still deal with it wisely by taking expert help. You can speak to a seasoned bankruptcy attorney over the phone for consultation before moving forward. Here are a few points that you can include in your list for phone communication.

Which type of bankruptcy to file - Chapter 7 or chapter 13?

These are the two popular types of bankruptcies you can file. As per chapter 7, you have to give all the property to your bankruptcy trustee that is not exempted by law. You can refer to the Bankruptcy Exemptions list of your state to understand what you can retain and what you have to let go when you file for bankruptcy to clear your debts. However, it deserves mention here that you generally don't get rid of the following responsibilities –

  • Student loan
  • Child support
  • Unpaid back taxes

As far as chapter 13 goes, you can repay the creditors over three to five years without losing your property.

An experienced attorney will be able to thrash out what these bankruptcies mean and which option can be your best bet after analyzing your situation based on the information you provide over a call.

How much will this process cost?

Knowing the overall expense that you will have to bear in this process is critical so that you can take a call. You need to know if there would be any additional cost apart from the lawyer’s fees. Is there any retainer fee? How do the payments need to be made? Whatever be the cost and payment mode, you need to make sure there is a comprehensive agreement in place.

When can you file a case and how long it may take to close?

If the lawyer has significant experience, he will be able to give you a fair idea of the amount of time that may go into the filing process based on his schedule as well as the manner local courts proceed. Just remember your cooperation will also matter in this as you have to share the necessary details and also check the forms before their submission. Nevertheless, the attorney should guide you through the entire process step-wise and give you an estimate of how much time it will need for processing.

You can schedule a phone consultation with your chosen attorney for a discussion so that you get an idea of whether he or she can solve your problem or not and how open he or she is with clients. You can ask any concern that you may have regarding bankruptcy. If you have a feeling that there can be some challenges or you want to know about the risks, consult with them without hesitation.

Uncategorized Editor Tue, 16 Jul 2019 08:41:05 -0400
Bail bond for drug offenses – Essential questions to ask The idea of a crimeless world is a Utopian concept! It's good to retain a realistic world view and know that multiple crimes and injustice will happen. To set things correct, we have a legal system in place that doles out law and order. Almost everyone is aware of drug offense and crimes today. From the youth to adults, the criminal age spectrum for drug abuse and offense is vast. There are times when an innocent person can get accused of a drug offense, just because he/she was present in the crime scene. It is essential to free this person from jail and prove innocent. For that, you need to say yes to a bail bond company for bail.

The contexts that determine a drug offense is very slim! Hence, before you opt-in for a bail bond agency, it is essential that you address a few critical questions.

  1. What is a drug offense or crime?

Drug crime or offense is a situation where a person is found to possess intoxicated/prohibited substances. The following facts point towards drug offenses.

  • If a person possesses drugs illegally
  • When a person has a particular medicine without any authentic prescription
  • When a person illegally possesses the prescription medicines

The substances that get counted as drugs include heroin, LSD, marijuana, cocaine, and methamphetamine.

  1. What are the repercussions of getting arrested for a drug offense?

Once a defendant is guilty of a drug offense, he/she needs to be there at the police station. The police will question about the crime, get the required fingerprints, take photographs, and record every important detail. Here you have a chance to pay a bail amount and get free from jail. However, if your drug offense is severe, the bail amount might increase.

If you can't afford that you have to stay in jail, else, there's always the option of joining hands with a bail bonds company that provides bail for drug offenses. To know more, you can check out Castle Bail Bonds Columbus Ohio.

  1. What is the bail amount for a drug offense?

The bail amount for a drug offense varies because of multiple factors. One of the essential elements includes felony possession and misdemeanor. The amount is calculated based on your drug intake and also your intention to sell the drug. Furthermore, the misdemeanor charges qualify for a petty bail amount. On the other hand, the felony drug charges will be more. Also, defendants of a felony drug offense might have to be at the jail before their bail gets sanctioned.

  1. What should the defendant do if he can’t afford the bail?

The defendant has to pay money to book a lawyer to fight his/her case. If they don't have the necessary amount to pay the entire bail amount, opting in for a drug offense bail bond is the best solution. They have to pay 10% of the bail amount. They need to make court appearances as dictated by the court, and else they need to pay the penalty.

These are some of the essential questions that you need to ask before you opt-in for a drug offense bail bond from a bail bond agency.

Uncategorized Editor Tue, 16 Jul 2019 08:40:19 -0400
What are the potential benefits of debt settlement in terms of law? Are you the one who is suffering from the huge credit? If so, then we are here to tell you about all the things which help you in improving the bad credit. If you are not able to repay the burden of the credit card liability, then you are going to find the debt assistance. A person's life becomes irritating when they receive annoying calls by the credit providers and agents regularly. If the credit providers don't get the response of their calls, then they also send people for collection to your house.

Due to this, the person's are being disturbed physically as well as mentally. You are being capable of taking debt assistance to meet up the financial requirements in a hard time, and after some time, your burden becomes impossible to pay off. It is crucial that you need to look for the best choice, which provides debt assistance to maintain your stress life. There is a choice which can assist you best to get out of the huge burden.

If you want to take the debt assistance, then it will be beneficial for you. Some of the benefits are going too mentioned below. Let's discuss below:-


There are several advantages of debt relief options, due to which they are attaining the high popularity. As we all know that there can be nothing better compared to not making payments to the bank. For the payables, credit card bills can become the most irritating forms. Few cardholders are feeling sorry for offering the card when the first payment has to be given. In the case of a settlement, the reduced amount doesn't have to be paid through the customer. If the full deduction is attained, it doesn't mean that the client must pay the amount at the specific stage.  

  • Recessions

Few people have the opinion that the money granting companies will claim the reduced sums when the period of recessions reaches at the end. Recession is the main reason due to the debt relief options have been introduced in the first place. Banking institutions have faced dangerous problems when people have not been paid their bills for a long time. This problem is not with one or two people but has countless citizens. Granting companies has run out of funds, and its operations have reached a halt.

  • Part payment of the balance amount

Debt settlement offers you to give a portion of the total amount due. It has done because the creditors have the idea that the opportunities for recovering the outstanding amounts are quite low once it becomes the default. Sometimes creditors prefer to charge off the outstanding debt amount to sell it to the minor market for the proper proportion of the entire balance. Debt buyer and the real creditor get a bonus to discuss the settlement due to get the return on investment as compared to the no return. 

  • Over time

By the debt settlement firm, you need to contribute a very small amount every month to an account, at which settlement have been made. If the creditors don't want to discuss the settlement, or if a person doesn't have proper funds for paying the huge sum, it is less possible for negotiation.

  • Law firm protection

A law company can be able to care for the creditor harassment due to the creditors can't be able to get in touch you if a person knows that they are going to represent through a lawyer. A law company will suggest you about the creditors who are represented so that you do not get harassed during the collection. If people are unable to follow the rules of law, they should take help of an attorney who can express his clients about the fair practices of debt collection.

  • Charges based on the initial balance

When an attorney is going to charges their fees, then it depends on the end balance of the debt. If the fees charge for settlement of debt depends on the emergency, which is the proportion of savings. Then it is good for you which are charged based on starting balance.

  • No charges till settlement

If the sales rule of the telemarketing also exclude the professional debt settlement firms from charging you until your total debt is settled. It means that people make the settlement of debt need to be deposited into their trust account to get benefits when people can settle their debt. You must not be charged to any account till the end when the debt is settled along with the creditors.

  • Mental peace

You have to be sure that you have the complete mental peace along with the debt settlement program. Don't worry about the harassment, and then you won't be able to pay off the debts. If you are going to make the settlement of debt by taking help from the law firm along with hundreds of benefits from the debt settlement.

If a person knows about the harassment or the efforts for collection stops, then you will get mental peace. You will see that the debts being settled, and then the fees will be levied when your account is settled. It is fully settled when your creditors disobey the law, that's why you required hiring an attorney who takes proper care of the legal rights.

  • Lawyer understand about the debt collection

When we are talking about the collection of debt, then most of the people are facing failure in their cases because they don't know about the actual process. For this reason, you must be hiring a person who has required skills and experience, which is essential to navigating our case in the courtroom. To hire the best attorney, you must be looked on the internet; it provides you the detailed information.

These are some of the advantages which get by the person when they are going to settle their debt according to law.

Uncategorized Editor Tue, 25 Jun 2019 10:43:45 -0400