What Should You Do If You’re Injured While on Vacation?

Vacations are meant for relaxation and adventure, but what happens when an unexpected injury turns your dream getaway into a nightmare? It’s important to have some idea of how you’ll respond in a scenario like this.

6 Steps to Take When Injured on Vacation

Dealing with injuries while away from home can be scary, especially when navigating unfamiliar healthcare systems, dealing with language barriers, and managing the financial implications. 

Even if you’re within the United States, traveling to a different state or city can prove challenging. For example, popular destinations like Myrtle Beach can have their own risks during busy travel seasons.

 “With heavy tourist traffic and congested roadways, there is an increased risk of car accidents, pedestrian accidents, and bicycle accidents in Myrtle Beach,” local attorney John Price explains. “Many accidents involve drivers hitting pedestrians on their way to enjoy the beach.”

Whether you’re in South Carolina or the snowy Swiss Alps, knowing the right steps to take can make all the difference in handling the situation effectively. 

Here are several recommended actions steps:

• Do Some Research on the Front End

Healthcare systems vary greatly from one country to another. In some places, you might be required to pay upfront for medical services, even in emergency situations. It's important to have a basic understanding of the local healthcare system of your vacation destination. Knowing your rights and what to expect can prevent surprises and help you navigate the system more effectively.

It’s a good idea to do this research before you travel. That might seem excessive – after all, nobody plans on getting hurt on vacation – but it’s good information to know ahead of time. Once you’re in that situation, you don’t really have time to do the research necessary to make a smart decision. 

• Get Immediate Medical Attention

Your health is your top priority. No matter how minor the injury might seem, it's essential to get it checked out. If you're in a country where you don't speak the language, finding an English-speaking doctor or hospital can be a lifesaver. 

Many tourist destinations have medical facilities accustomed to dealing with visitors from abroad. Don't hesitate to ask for help from hotel staff or local authorities to find the medical care you need. (And in many cases, Google will be your best friend.)

• Contact Your Insurance Company

Before you even pack your bags for a trip, it's a smart idea to have travel insurance that covers medical expenses abroad. If you're injured, contact your insurance provider as soon as possible. They can guide you on how to proceed, especially regarding covering medical costs. 

Some insurance policies may require you to visit certain healthcare providers or follow specific procedures to ensure your expenses are covered. So, make sure to keep your insurance information handy and follow their instructions closely.

• Document as Much as Possible

Documenting your injuries might not be the first thing on your mind when you’re in the direct aftermath of an incident. However, it’s one of the most important things you can do – for insurance, finances, and any legal issues that arrive.

Take photos of your injury and the place where it happened, if possible. Keep all medical records, receipts, and any other paperwork related to your injury and treatment.

• Consult With an Attorney

Depending on the circumstances of your injury, you might need legal advice, especially if the injury was due to someone else's negligence or if you're facing significant costs. Consulting with a lawyer who understands the legal landscape of the country you're in can provide clarity on your options and rights. Don’t hesitate to reach out. Time is of the essence. 

• Don’t Overdo It

Finally, make sure you don’t overdo things after an injury. Give yourself time to recover. It might mean cutting your vacation short or adjusting your plans to accommodate your recovery. Listen to medical advice and don't rush your healing process. Your health and well-being are more important than sticking to your original travel itinerary.

Do You Know How to Respond?

You can’t expect yourself to respond perfectly in a situation where you find yourself injured while on vacation. There’s always going to be a degree of frustration, confusion, angst, and fear around the situation. However, if you spend some time thinking about it in advance, you’ll at least have some idea of how to respond (as well as what not to do). 

Use this article as a reference point as you plan your next vacation.